I'm here. Sometimes I feel like people; you know what I'm about to talk only about me and if it relates to you, then you are welcome to comment or feel me if you feel me. So I've been contemplating buying a new car. And I have decided against it. It is nice to want new and very nice things in your life. But damn I don't want my money gone like that. I want to move; I want to vacation, I want to do things; but hmm my car is already paid off; It really needs less work than what a down payment cost. I am thinking this people; I am fine with the car that I have its old; it needs some work but its much smarter financially to get it just fixed. I want a new car; but I want to spend and save more than I want that new car. No one taught me how to save, hell no one taught me anything about finances; this has been a real learning experience. I don't feel bad about making a better decision. I'm going to take my car to get fixed tomorrow; I have the money so there is no reason why I shouldn't get it done. I am in serious need of doing things better. Like seriously. If I have a new car I'll only be showing off money I could be saving so I can buy something off the lot paid in full; minus the finance charges. My credit score is about to soar. I don't want to put myself in a financial bind anymore; I don't want to struggle no more. I know for me there is always a race to zero; even when I'm just trying to pay my bills on time; I just feel the need to get it all paid so I can back at zero, where I feel comfortable. I opened a savings account and I actually have money that has gone untouched in it. I have enough money to actually go do something. I just see the serious error in financing anything, not now that I have a kid and I need to think of her future and my future; hell there are always times when some one needs some money; that someone is usually me; but I'd love to be able to give it if it wasn't me. Let me say this I can afford a car note; but I can afford to fix the car I have and keep saving like I have a car note and when the time is right just buy something!! Well I have been really been changing my life day by day. I don't want to do anything that will offset that. Moving forward is hard but in the end it pays much more. Trust me; I have been paying attention to the rich man; he has taught me well. And I thank him for teaching me..... Nice things are nice; but enjoying the love and the people around you is a greater blessing. Thank you God for sending this insightful blessing to me.
~Peace and much love to you....
Bliss
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